Question: How Do I Prepare For IME?

How do you deal with IME doctors?

Even if the IME doctor has been hired by the insurance company or workers’ comp agency, you should still be polite and respectful.

Don’t assume the examiner is out to get you.

Even if the doctor is less than friendly, responding with hostility can only hurt you.

Be honest and don’t exaggerate your symptoms..

Why do workers comp doctors lie?

Because many people worry about a preexisting injury affecting their claim, they may be tempted to lie and say they didn’t have a previous injury. Unfortunately, this can hurt your claim, too. Your doctor can easily find out about your previous accident, especially if they have access to your medical records.

What do IME doctors look for?

3. Review of Medical Records. The IME doctor will review your doctor’s records and any objective medical records including x-rays, CT scans, MRI reports or anything similar. This will help them determine if there are any “objective” signs of an injury related to your workplace accident.

What does a 5 impairment rating mean?

Re: 5% Immpariment Rating 5% means you are a lot better off physically then many others who’ve ended up with substantial functional problems. and whole lot better then the 100% ers who’ll never work another day in their life and are functionally unemployable in any capacity.

How can I pass IME exam?

5 Ways You Can Beat a UNUM IME ReportDon’t Exaggerate Your Symptoms. … Build Strong Relationships With Your Treating Doctors. … Assume You’re Under Surveillance Before and After an IME. … Bring a Trustworthy Witness With You. … Consult an Experienced Disability Insurance Lawyer.

What can I expect in an IME?

During the examination, the doctor will likely start out by asking you how your injury happened, what your relevant medical history is, and the course of your treatment so far. The doctor may also conduct a physical exam and tests (such as physical tests to measure your grip strength or range of motion).

What should you not say in an IME?

3 Things Not to Tell the Doctor During Your IMEDon’t Exaggerate Your Symptoms. Yes, you want to make sure your symptoms don’t go unnoticed by your doctor. … Don’t Speak Negatively About Your Employer. Do not be rude or difficult, and don’t speak negatively about your employer. … Don’t Lie.

How long does an IME appointment take?

between 45 minutes to 60 minutesThe appointment will generally last between 45 minutes to 60 minutes however this may vary depending on the medical specialist and the type of assessment you are required to undergo.

Are IME doctors fair?

Most IME doctors are not fair and are biased in favor of the insurance companies that hire them. … Most insurance companies give claims adjusters a pre-approved list of IME doctors who aren’t fair and that are biased that they must use.

Can I record an IME?

By law, you are allowed to video or audio tape an IME examination. The doctor CANNOT refuse to allow you to do so. Bring a friend or family member with you to record the exam on a camera, smartphone, or whatever is available.

Can attorney attend IME?

Yes, and yes! You have to attend the Independent Medical Exam (IME) under California law one time when it is called by the defense attorney in your case (after your case is filed in California Superior Court). … Second part of the answer is “yes,” your San Diego injury lawyer can attend your IME.

Can a doctor force you back to work?

You don’t have to return to work until you are physically capable of doing your job. That determination is made by your doctor, not your employer. Your employer can’t force you to return to work early. … You do, however, have to accept a temporary position that fits within your restrictions.

Can I refuse an IME?

Failure to submit to an independent medical exam is cause for denial of benefits. So no, you can’t refuse an IME. … You will typically not be informed of the findings from the IME. However, if you appeal a denied claim or termination of benefits, the defense will have to turn over the IME report during discovery.

Can I sue an IME doctor?

Can they sue the IME doctor or physical therapist for medical malpractice? According to a sharply divided NY Court of Appeals, the answer is “Yes”.

What should I not say to my workers comp adjuster?

Below is a list of tips you should keep in mind during any conversations you might have the insurance adjuster: Never agree to a recorded statement. You are not obligated to provide a recorded statement to the workers’ compensation adjuster and doing so will not do you any favors, so politely decline this request.

Do you get a lump sum from workers comp?

A work injury settlement can be either a lump sum or a structured payment plan: Lump sum payment: The employee receives a one-time payment for all medical costs and benefits under the claim. Depending on the state, they may have to agree not to seek any future reimbursement for the injury.

Can IME doctor send you back to work?

Unfortunately, yes. While you are not required to return to work, your employer’s workers’ compensation insurance will typically use the findings of the IME report to stop paying benefits, and your employer may use your absence from work as a basis to terminate your employment.

How do I get a copy of my IME report?

After the exam, contact your insurer to ask for a copy of the IME report. Most IME doctors have a copy of their report to the disability insurer within two weeks. Your insurer may send a copy of the IME report to your own treating physician and ask for his or her comments on the exam.